HUDSON RIVER COMMUNITY CREDIT UNION EARNS 5-STAR

In these tough economic times, it is important to know there are financial institutions that are strong, secure, and ready and able to assist their communities. Hudson River Community Credit Union (HRCCU) is one such institution - dedicated to getting Main Street back on its feet.

Since it exhibits overall financial superiority in such areas as capital adequacy, delinquent loan levels and profitability, BAUERFINANCIAL,INC is proud to bestow its highest 5-Star Superior rating upon HRCCU. In fact, this marks the 61st consecutive quarter that HRCCU has earned this distinction. Having earned this 5 - Star rating for a minimum of ten straight years, HRCCU has this additional honor of being an “Exceptional Performance Credit Union.”

Five-Stars is the highest rating attainable from BAUERFINANCIAL (the Nation’s Bank and Credit Union Rating Firm for over a quarter of a century) and is based on the overall financial picture of the institution. No institution pays for its rating, nor can it be eluded. Consumers may obtain star-ratings by visiting www.bauerfinancial.com.

“The unstable economic picture, both on Wall Street and on Main Street, makes it all the more importantto recognize those financial institutions that are strong and stable,” remarks Karen L. Dorway, President of BauerFinancial. “The institutions that played by the rules and did not compromise their lending standards are the same institutions that stand ready to help build the economy back up. HRCCU is an excellent example of this community spirit.”